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School Insurance

Translator

 

All students are covered by School Insurance in case of personal accidents. The policy covers any activity carried out:

  • On IPCA premises, during school hours, for activities of a school, para-school, sports, or social nature, organized or authorized by IPCA.
  • Outside IPCA premises, during excursions, practical classes, internships related to school activities, and study visits.
  • During the normal and direct journey to or from the residence and IPCA, regardless of the mode of transportation used by the student.
  • For travel outside the national territory, within the scope of mobility programs, internships, excursions, or any other activity promoted or authorized by IPCA.

The personal accident insurance covers death and permanent disability (total or partial) and other risks caused – solely – by accidents. Personal accidents are external events that the insured may suffer suddenly, violently, immediately, and involuntarily, causing physical injuries or death.

Compensations

The School Insurance provides coverage for the following compensations:

  • Death: €29,150
  • Permanent disability: €29,150
  • Treatment and repatriation expenses: €5,830
  • Civil liability / Student: €2,500
  • Civil liability / Institution: €17,500
  • Funeral expenses: €2,650

Claims

Any occurrence must be reported to SASIPCA within 5 days to submit the claim to the Insurance Company.

Original documents must be provided with the claim, including the medical report of the incident and expense receipts.